Your plan says thirty nine dollars a month. Your bank statement says something very different once processing fees pile up. Enter three numbers and see the true total Shopify pulls from you every month.
Total monthly fees · effective percent · fee per order · yearly
Rates shown are standard Shopify Payments card rates by plan. Third party gateways add an extra transaction fee, and app subscriptions are not included. Confirm your exact rates in your Shopify billing settings.
Want this fee breakdown in your inbox, plus where a plan upgrade actually pays off for your order volume?
Founders shop Shopify plans by the monthly sticker. Thirty nine dollars feels cheap, so that's the plan and the decision is done.
But the subscription is the part that barely moves. The fee that actually adds up is the card rate on every single order. Do five hundred orders a month and that 2.9 percent plus thirty cents quietly becomes a thousand dollars, twenty five times the plan fee you were watching. On low order values, that flat thirty cents alone can eat a painful slice of each sale.
The number that matters is your total monthly fee and your effective percent of revenue. This calculator hands you both.
Choose your Shopify plan, then add your average order value and monthly orders.
The card rate and flat fee apply to every order, then the monthly plan fee gets added on top.
Total monthly fees, effective percent of revenue, fee per order, and what it costs you across a full year.
Your cost is the plan fee plus payment processing on every order. Basic is thirty nine dollars a month plus 2.9 percent and thirty cents per transaction. This tool adds subscription and transaction fees together so you see the real monthly number, not the sticker price.
It's total fees divided by total revenue. Two stores on the same plan can have very different effective percentages, because the flat thirty cent fee weighs far heavier on a twenty dollar order than a two hundred dollar order. The tool shows your true blended percent.
The rates here are the standard Shopify Payments card rates for each plan. If you use a third party gateway instead, Shopify adds an extra transaction fee on top, so your real cost would be higher than what this shows.
Higher plans cost more per month but charge a lower card rate. The upgrade pays off once your volume is high enough that the rate savings beat the extra subscription. Run both plans through the tool and compare the total monthly fee.
You can shave a few points off your fee stack, and you should. But the far bigger lever is how much each visitor pays you back. Run your store through the free Revenue Per Visitor Calculator and see what every click earns now, and what it could earn.
Calculate My Revenue Per Visitor → Takes about 30 seconds. Three inputs, and the gap shown in dollars.